Why do so many middle class students who go to college come out with high interest student loans that hamstring them for years? I would propose that the Federal government pay off the first $32,000 of a college/vocational school graduate's loans (they would have to graduate to qualify) and that the student then has 10 years after graduation to pay off the loan at zero percent (0%) interest. After 10 years any balance due would then go to market rate. This will allow graduates an opportunity to get ahead and incentivize them to pay off their loans quickly.
I would pay for this by passing a tax on financial transactions, including stock, bond, and derivatives trades. Taxing Wall Street to give students an assist through school would make higher education much more affordable.